Rent A Car Enterprise

Which of these rental car insurance options is worth it?

newcitykitty asked:


I will be renting a car from Hertz for 1 week domestic use; I don’t have a car otherwise. The 5 options they present are:

Loss Damage Waiver (LDW)
Collision Damage Waiver (CDW)
Personal Insurance (PI)
Theft Protection (TP)
Third Party Liability

I want enough coverage for the car and for myself so that I can walk away hassle-free in the worst-case scenario. I would also consider coverage for my belongings left inside the vehicle.

In the case that all of these are required/strongly advised, what would be a reasonable per diem rate for each? Are there any outside companies that provide rental car insurance?

Also, the car was rented with a (bank) Mastercard. What policies do they typically offer, and/or what questions/wording should I use when calling to ask? Thanks.

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3 Responses

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    For car type zip code etc so that all options are an online comparison on auto insurance polices.

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